We’re built for the categories mainstream processors decline (crypto, CBD, firearms and more), and we run everyday commerce just as smoothly: shops, restaurants, sports and services. Either way: approved, and kept approved.
Most specialists only do one or the other. We underwrite the categories banks run from, and we’re just as sharp on standard commerce. Same team, same transparent pricing, same daily funding.
Declined, frozen, or MATCH-listed elsewhere? This is our core. With 35+ processor relationships we place the accounts most providers won’t, and re-place them if a policy changes.
Shops, restaurants, sports brands and service providers get the same clean setup, usually at a lower rate than their current processor, with no long-term contract.
High-risk pricing can’t come from a flat public number. Your statement shows where the money goes: fees, markup, reserves, chargeback exposure, settlement timing. Send it, and the quote you get back is one you can check line by line.
A high-risk label isn’t the whole story. Each category turns on different rules. Switch to standard to see everyday businesses we run too.
Licensed exchanges, on-ramps, and web3 platforms accepting fiat by card.
Online booking, tour packages, and future-delivery chargeback risk.
Ancillary, B2B, CBD, hemp, and cannabis-adjacent ecommerce.
Adult ecommerce and content subscriptions mainstream processors decline.
Online credit repair services and monthly subscription billing.
Research peptides, SARMs, and research chemicals for research use only.
Licensed iGaming, sweepstakes, social casino, and daily fantasy sports.
Video games, in-game purchases, esports, and skill-based competition.
Subscription supplements, DTC offers, and continuity billing.
Accessories, optics, parts, safes, training, and compliant online sales.
Membership telehealth, single-visit consults, and online billing.
Online kratom ecommerce across the state-by-state legal patchwork.
Consumer payment portals and scheduled payment-plan processing.
Mail-order pharmacy and chronic-Rx refill processing.
Online vape, e-liquid, CBD vape, and age-gated subscription commerce.
In-store and online payments for everyday brick-and-mortar brands.
Dine-in, takeout, and online ordering with tips and daily funding.
Gyms, clubs, coaching, memberships, and sporting-goods stores.
Outdoor gear, garden centers, and eco / nature-based brands.
Agencies, consultants, trades, and B2B service invoicing.
Clinics, spas, wellness studios, and independent practitioners.
Donations, recurring giving, and event payments.
Standard online stores across everyday product categories.
Don’t see yours? Ask about your category →
Most high-risk merchants have been burned twice: first by a processor that froze their funds, then by a “specialist” that added a reserve or a fee they never agreed to. We’re built to be the last switch you make.
Your file goes to the acquirer most likely to approve your category, and can be re-placed if a policy ever changes.
No published rate card. Your pricing is built from your real numbers and shown line by line, not a teaser rate that drifts up.
A real person who knows your category, from application through your first chargeback wave.
Funds settle to your bank daily, not weekly, not held. Working capital keeps moving.
No multi-year term, no early-termination fee. If the fit stops working, you can go.
Your real risk is reviewed before you sign, so the approval holds, instead of unwinding in month two.
Vertical, volume, current processor status, and contact details for review.
Your category is evaluated up front, not discovered after the first chargeback wave.
Pricing built from your statement, with low monthly fees, often none, kept clear.
Connect the NMI gateway, then funds settle daily by ACH.
Yes. Plenty of what we board is ordinary commerce: retail, restaurants, sports, services. You get the same transparent pricing, daily ACH and dedicated support, usually at a lower rate than your current processor.
Its category, sales model, or dispute exposure makes a processor more likely to lose money on it. Some verticals are declined even when the business is completely legitimate.
Yes, that’s our core. The review is built for businesses mainstream processors decline or shut down, and our 35+ partners give us room to re-place a declined file.
No. Pricing depends on your vertical, volume, chargebacks, fulfillment model and history. The useful comparison is your current statement, not a teaser number.
They’re very low, and for many merchants there are none. On e-debit accounts the monthly fee is $0.
We’re an NMI gateway partner, with recurring billing, tokenization, fraud tools and reporting depending on the fit.
Standard or high-risk, start with your vertical, current status, volume, and statement. We route the review toward the right fit across 35+ processor partners and the NMI gateway.